Keep Your Business Covered
Do you own a moving company, a restaurant with a delivery service or a taxi service? If a vehicle is necessary for your business operation, Harvey Insurance Agency, with offices in Pasco and Kennewick, WA, can help you find the commercial auto insurance options to get the right coverage for your vehicle or fleet. Our agents can explain to you the benefits of a business auto policy as compared to a personal auto policy and will help you determine which options and forms of coverage are the most suitable for your line of work.
Call now to speak with one of our agents about commercial auto insurance.
General Liability Insurance
Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for an injury or damages. General liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. Harvey Insurance Agency offers a broad range of general liability protection, including:
Bodily injury, including the cost of care, the loss of services, and restitution for any death that results from injury
Property damage coverage for the physical damage to property of others, or the loss of use of that property
Products-completed operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury results from something your company made or a service your company provided. Product liability is a more specialized form of insurance that protects your company against lawsuits from product-related injuries or accidents
Contractual liability extends to any liability you may assume by entering into a variety of contracts
Workers Compensation Insurance is designed to help companies pay benefits to eligible employees. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job. It also provides death benefits to surviving spouses and dependents.
Other Forms for Business Coverage Include:
- Reasonable use of force
- Borrowed equipment
- Liquor liability
- Non-owned vehicles (such as aircraft and watercraft)
- Fire, lightning or explosion damage
- Water damage liability protection
- Legal defense costs
- Medical payments
- Personal injury
- Advertising injury
- Specialized liability protection for specific business types
Commercial Insurance
Commercial and business insurance is incredibly complex. Rather than try to figure out the best situation for you, send us a note and we’ll set up an appointment for Kaleb Harvey to contact you. Please fill in the information below and we can have the proper questionnaires and supplemental forms ready to go over. We have over 100 commercial companies at our disposal to offer you the most competitive rates available.
