If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it. If a guest in your home is injured, it's your responsibility to help cover medical expenses. If some of your personal belongings are stolen from your home, you'll want to replace them. That's where homeowners insurance comes in.
Homeowners insurance is a package policy, which means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or the members of your family cause to other people. This includes damage caused by household pets. Harvey Insurance Agency in Pasco and Kennewick, WA can help you find the coverage you need to protect your home and the people in it.
If you're considering your options for homeowners insurance, here are some questions to ask yourself:
If you're renting a house or an apartment, you may not think you need insurance coverage. If the building is protected by an insurance policy, you're protected, too - right? The structure you're renting is definitely covered, but your belongings may not be. Renters insurance covers your furniture and electronics, your guests, and hotel expenses if the space you're renting is in need of repair.
Choose Harvey Insurance Agency to help you find the coverage you need to keep a roof over your head.